July 2010

How To Become Self Insured

July 29, 2010

Tweet It seems that whole life policies are a fairly popular option with people. I mean really, who wouldn’t want to actually get some money back after paying for a product for so many years? The problem is, you’re trying to mix products. You are trying to mix a life insurance product with an investment […]

Read the full article →

Three Reasons Your Budget Will Never Work

July 26, 2010

Tweet Recently I’ve seen several blogs and other forums where people have stated that they’ve tried to budget, but it just didn’t work for them. Here are three reasons that their budgets failed to work. Reason 1: It’s not going to work if you don’t give it time. When you’re new to budgeting, your first […]

Read the full article →

Tomorrow Never Comes

July 20, 2010

Tweet Many people seem to be under the misconception that your finances have to be in order before you can start a budget. If they’re unemployed and not able to make ends meet, they think they need to get a job and increase their income before they can start the budgeting process. The reality is […]

Read the full article →

Until Money Disagreements Do Us Part

July 15, 2010

Tweet Do you and your spouse have a lot of disagreements over money? Money issues are listed as one of the top causes of divorce in the nation. There is hope though. Often times two opposite personalities come into a marriage. In the case of money, it is a saver and a spender that many […]

Read the full article →

Abuse Is Not Part of the Collection Process!

July 12, 2010

Tweet According to a CNNMoney.com report, debt collectors are stepping up the game as evidenced by a rise in the number of¬†harassment¬†complaints being filed. If you are in the unfortunate position to be on the receiving end of this, remember, you have rights. In 1977, Congress created the Fair Debt Collection Practices Act (FDCPA). This […]

Read the full article →

No Pain, No Gain

July 9, 2010

Tweet I often hear the excuse from people that they don’t have a credit card problem. They always pay their bills on time and never carry a balance. Besides, they get all those perks like airline miles, or cash back, or whatever else it may be. Personally, I prefer not to even support credit card […]

Read the full article →

Don't Be Mistaken For Pond Scum

July 5, 2010

Tweet I just returned from spending a week volunteering in the poorest county in the U.S. I helped install heating and air conditioning equipment in the new addition being built at the ministry that serves the people there. This was my second year there, and I have every intention of returning again next year. So […]

Read the full article →